Standard Tariff Charges

A. Operations :
  Charges/Commission/Fees/Others
 
1. Account Opening
Account Closure NRS 1000 if closed within a year; NRS 500 if closed after one year
Balance Confirmation Fee NRS 1,000 for new accounts; NRS 500 for accounts older than one year.
Statement of Accounts (on demand) NRS 250 (Older than 6 months NRS 500)
(Not applicable if not taken earlier)
Returned Cheque NRS 300
Good for Payment NRS 200
Cancellation of Good for Payment NRS 200
Stop Payment NRS 300
Copy Document NRS 300
  NRS 750 for older than 6 months
Standing Instruction NRS 200 Per request
Withdrawal Slip for Savings Account NRS 25
  (to be deducted at the time of payment but incase has to be issued because of Bank fault, not to be charged)
Cheque book issued against lost cheque book NRS 150
Certificate issued to the customer (Other than Balance Confirmation Certificate) NRS 250
   
   
2. Locker Charges  
Yearly Charges NRS 800-2,500 (Depending upon the locker size and location of the Branches)
Account lien NRS 5,000 (for outside valley branches) NRS 10,000 (for inside valley branches)
 
3. Payment of Cheques/Deposits in any form under Anywhere Banking Service A. NRS 150 or 0.05% whichever is higher.
B. ABBS charges not applicable for the inter branch transactions upto NPR 200,000 per day for deposit & withdrawal each carried out between:
1. Birtamod, Khandbari, Urlabari, Itahari and Biratnagar representing Eastern Development Region.
2. Sankhu, Panauti and all inside valley branches representing Central Development region
3. Janakpur, Amlekhgunj, Hetauda, Birgunj & Narayanghat representing Central Development region
4. Pokhara, Khairenitar, Baglung and Beni representing Western Devlopment Region
5. Butwal, Sandhikharka and Tamghas represnting Western Devlopment region
6. Dang, Tulsipur, Kohalpur, Nepalgunj, Guleriya, Surkhet representing Mid western Devlopment Region
7. Dhangadi, Attariya, Tikapur, Dadeldhura represnting Far western region
  C. No ABBS charges amongst Kathmandu Valley branches and amongst the branches of same districts.
D. ABBS charges not applicable for the inter branch transactions carried out between:
1. Itahari, Biratnagar & Urlabari.
2. Amlekhgunj & Birgunj
3. Amlekhgunj & Hetauda
4. Cheques/Clearing Cheques  
Special Clearing Inward : NRS 500
  Outward : NRS 1,000
Local Clearing Cheques No Charge
Local Outstation Cheque (Collection) NRS 350.00 Flat (NEA/NTC/RBS/NOC free of charge)
Local Outstation Cheque/Draft (Purchase) 0.5% (covering upto 7 days)
1% (covering upto 14 days)
FCY Cheque/Draft:  
Purchase 0.5% (covering upto 7 days)
1% (covering upto 14 days)
Collection NRS 1,250 or 0.125% whichever is higher
FCY Cheque/Draft Payable locally:  
Purchase 0.5% (covering upto 7 days)
1% (covering upto 14 days)
Collection NRS 200 or 0.125% whichever is higer
Indian Rupees Bills/Cheque Purchase:  
Purchase 0.5% (covering upto 7 days)
1% (covering upto 14 days)
Collection NRS 200 or 0.125% whichever is higher and Postage Charge
Returned Cheque (Inward Clearing) NRS 300
Returned Cheque (Outward Clearing) NRS 50
Returned Cheque (Counter) NRS 100
Inward Collection:  
Communication Chg. - Courier NRS 250
Commission NRS 200
Outward Collection  
Communication Chg. - Courier NRS 250
Commission NRS 100 or 0.125% whichever is higher
5. Fees and charges for Bill Payment
Bill Payment (without Receipt) No charge
Bill Payment with Receipt Collection from the Bank Counter NRS. 5/Phone bill
Bill Payment with Receipt Collection from prescribed 'Point-of-collection' NRS. 10/Phone bill
Bill Payment with Home Delivery of Receipts within prescribed locations NRS. 15/Phone bill (Incase of more than one phone bill, Rs. 5 for each additional phone bill)
Registration (Initial) Fee N.A. (Free)
Re-Registration NRS 50 for each time
3rd Party Service Provider NRS 5/Phone Line
  Charges/Commission/Fees/Others
6. Remittance  
Cash Management 0.10%
Cheque Return under Cash management NRS 240 + Corresponding Banking Charge
Travellers Cheques:  
Sale Commission For Student : NPR100 or 0.75% whichever is higher

For account holder : NPR100 or 1% whichever is higher
For non-account holder : NPR100 or 1.5% whichever is higher
Encashment For account holder of BOK: 0.75%
For non-account holder of BOK: 1%
Purchase For Money Changers/Travel Agent: 0.50%
For Others: 1%
USD/Other FCY Cash Deposit in USD/Other FCY Account Nil (For 50 and above Denomination)
0.5% (For Denomination Less than 50)
Refund of Inward Remittance USD 10 (or eqv.) for amount up to USD 500 (or eqv.)
   
Inward Remittance - Inter-bank Payment NRS 1000 or 0.125% whichever is higher
Inward Remittance Charge Account holder - NIL
Non-account holder (Remitting Agency Customer) - NIL
Non-account holder (Other than Remitting Agency Customer) - NRS 500
Inward Remittance Charge through Local Bank, outside KTM Valley NRS 200
Communication Chg.- SWIFT charge for correspondence on behalf of the customer NRS 200 + other charges as applicable (including correspondent bank’s charge)
Outward Remittance (Swift):  
SWIFT Charge-India and Elsewhere (a) Student Rs. 500
(b) Other Rs. 700
SWIFT Charge-Within Nepal NRS 300
Commission -NRS 200 or 0.25% whichever is higher
-For Students NRS 200 or 0.15% whichever is higher
-For Tibet/Khasa trade - NRS 200 or 0.05% whichever is higher
Draft Sale -NRS 200 or 0.25% whichever is higher
-For Students NRS 200 or 0.15% whichever is higher
-For Tibet/Khasa trade - NRS 200 or 0.05% whichever is higher
Draft Purchase (Local) 0.5% (covering upto 7 days)
1% (covering upto 14 days)
Stop payment for lost draft other than LCY Rs. 500 + other charges as applicable (including correspondent bank’s charge)
Draft cancellation against original draft LCY: NRS 100
  INR : NRS 150
  FCY: NRS 250
Outward Remittance through Online Software/Fax Transfer to BOK branches (Pay on ID) NRS 150 or 0.05% whichever is higher
Outward Remittance through Online Software/Tested Fax Transfer/Pay Order/Draft to Nepalese Commercial Banks and Financial Institutions/Agents (where BOK has arrangement) NRS 200 or 0.10% whichever is higher
Managers' Cheque/Gift Cheque NRS 250
B. General - Courier and Postage Charges :
  Charges/Commission/Fees/Others
Communication Chg.- Courier  
All countries except India NRS 1500
India NRS 1000
Communication Chg.- Postage  
Within Nepal NRS 20
India NRS 50
Abroad NRS 250
C. Credit Services :
  Charges/Commission/Fees/Others
Head Office and Branches within valley  
Documentation Fee:  
New Case  
Within Valley NRS 5,000
Outside Valley NRS 7,500
Amendment in Tamsuk (Deed):  
Within Valley NRS 3,000
Outside valley NRS 5,000
   
Outside Valley Branches  
Documentation Fee:  
New Case  
Within city NRS 3,000
Outside City NRS 5,000
Amendment in Tamsuk (Deed):  
Within city NRS 1,000
Outside city NRS 3,000
   
Security Documentation Fee - Retail  
Education Loan NRS 3,000
Other Retail Loan :  
For exposure up to NPR 1 Mio. NRS 3,000.00
For exposure from NPR 1 Mio. to 2.5 Mio. NRS 5,000.00
For exposure from NPR 2.5 Mio. to NPR 5 Mio. NRS 7,500.00
For exposure over NPR 5 Mio. NRS 10,000.00
D. Loan Processing/Management Fees and Other Fees/Charges :
  Charges/Commission/Fees/Others
Loan Processing/Management Fees  
Consumer Loans :  
Small Commercial Vehicles 0.50%
Large Commercial Vehicles NPR 5,000 per unit
Small Private Vehicles 1%
Large Private Vehicles 1%
Refinancing Private Vehicles 1%
Education  1%
Car 4 U 1%
Car 4 U- Refinancing 1%
Housing 1%
Personal 1%
Solar Financing NPR 2,000.00  per unit (To be increased to 1%)
Apartment Financing 1%
Other Consumer Loans 1%
Small Business Finance (SBF) 1%  (Minimum NRS 7,500.00)
Other than SBF & Consumer Loan 1%
Temporary Credit Facility Requests 1%
Loan Commitment Fees -Unutilized Overdraft (other than SBF)-1% p.a on monthly basis
-Loan Commitment Fee - SBF
-For exposure up to NPR 2.5 Mio.-NRS 5,000
-For exposure from NPR 2.5 Mio. to 5 Mio.-NRS 7,500
-For exposure over NPR 5 Mio.-NRS 10,000
-Business Bank loans other than SBF & cash backed loans - NRS 10,000 or as per Credit Approval terms
-SBF Prepayment- 2% if paid fully by transferring to other FIs
-Retail Prepayment- 0.5% p.a. (for remaining period) within 1 year and after 1 year 1% flat on pre-paid amount
CIB charges (for no transaction) NPR 250
CIB charges (for transaction)  NPR 550
E. International Trade :
  Charges/Commission/Fees/Others
   
1. Import Letters of Credit  
LC Opening Commission:  
Industry 0.15% pq or min NRS 1,000
Trading 0.24% pq or min. NRS 1,000
   
Revolving L/C:  
Opening Commission Same as LC opening commission
Subsequent reinstate Same as LC opening commission
Amendment Commission:  
General (other than amount increase and expiry date extension) NRS 500
For amount increase and/or expiry date extension Same as LC opening commission
Retirement of Collection Docs (not received under LC) 0.125% or min NRS 1000
Discrepancy Fee - India and Abroad USD 75 or INR 3,000
Discrepancy Fee - Local NRS 1,500
Import Bills Charges NRS 500 per bill
Communication Chg. - Swift  
LC Opening NRS 1,500
Others NRS 500
LC Cancellation NRS 500 + swift
IB Usance LC acceptance fee Same as LC opening commission
Beneficiary Report As per D&B schedule of charges
Beneficiary report from Correspondent Bank NRS 500 + correspondent bank’s charge
LC settlement through own FCY Account NRS 0.10 per USD (For other FCY, convert to equivalent USD)
Force IB Settlement NRS 1,000
2. Export Letters of Credit  
LC/Amendment advising charge NRS 3,000 flat.
Negotiation Commission (Clean Dox) - Sight Bill 0.55% or min NRS 1,000 (for 15 days)
Negotiation Commission (Discrepant Dox) - Sight Bill 0.60% or min NRS 1,000 (for 15 days)
Negotiation Commission & Interest on Usance Bill (for number of days outstanding) - Clean Bill with pre-determined date: Commission 0.125% or min NRS 1,000 + interest- Descrepant Bill with pre-determined date:

- Commission 0.175% or min NRS 1,000 + interest- Clean Bill without pre-determined date: Commission 0.55% or min NRS 1,000 + interest- Descrepant Bill without pre-determined date: - Commission 0.60% or min NRS 1,000 + interest
LC transfer fully or partially NRS 1,000
Documents under Collection Basis 0.125% or min NRS 1,000
CAD Certificates NRS 500
Documents return NRS 1,000 + interest from 16th day of negotiation
3. Bank Guarantee  
Local:  
Opening Commission - all types of BGs 0.375% pq or prt thereof or min NRS 1,000
   
Amendment Commission:  
General (other than amount increase and expiry date extension) NRS 500 flat
For amount increase and/or expiry date extension Same as opening commission
Telex/Swift Charges (BG Opening) NRS 1,500
Guarantee Claim Handling NRS 1,000
International:  
Opening Commission for all types of BGs 0.375% pq or part thereof or min USD 100.00 plus USD 100.00 handling charges
Amendment Commission:  
General USD 100 flat
For amount enhancement and/or expiry date extension Same as opening commission
F. Card :
  Charges/Commission/Fees/Others Existing Charges/Remarks
1. Visa Domestic Debit Card    
Card Fees :    
Annual Fee NRS 250  
Replacement Fee NRS 150  
Re-issuance Fee NRS 150  
Pin regeneration Fee NRS 100  
Transaction Fees :    
ATM Cash Withdrawal On BOK ATM Nil  
ATM Cash Withdrawal other ATMs (in Nepal) NRS 150 or 0.5% of transaction amount  
ATM Cash Withdrawal other ATMs (in India) NRS 250 or 0.5% of transaction amount  
BOK VISA Debit card on HBL ATM NRS 20 per transaction New
ATM Cash Withdrawal Partners NRS 30 on SCT and 15 on HBL  
Balance enquiry On BOK ATM Nil  
Balance enquiry other ATMs NRS 50  
Balance enquiry Partners NRS 10 on SCT and 5 on HBL  
Manual Cash On-Us Nil  
Manual Cash Off-Us NRS 200 or 2% of transaction amount  
Manual Cash BOK Agents NRS 50 or 1% of transaction amount  
     
2. Visa Domestic Credit Card    
Card Fees :    
Joining Fee NRS 750  
Annual fee NRS 750  
Supplementary Card Annual fee NRS 750  
Replacement Fee NRS 500  
Re-issuance Fee NRS 500  
Pin Regeneration Fee NRS 100  
Over limit Fee NRS 500  
Late payment Fee NRS 300  
Temporarily Limit Enhancement Fee NRS 500  
Cheque return Fee NRS 300  
   
Transaction Fees :    
Cash Withdrawal On Us NRS 100  
Cash Withdrawal Off Us 100+1.5% of txn amount  
Balance Enquiry On Us -  
Balance Enquiry Off Us NRS 50  
Cash Withdrawal Off Us NRS 150+1.5% of txn amount NRS 100+1.5% of txn amount
Interest :    
First cycle (Normal Due) 24% p.a.  
Second Cycle (Overdue) 27% p.a.  
Third Cycle (Overdue) 30% p.a.  
     
3. BOK SCT Debit Card    
Subscription Fee NRS 500.00 (One time for 2 years validity)  
Re-issuance Fee NRS 500.00 (New Validity of 2 years)  
Pin regeneration Fee NRS 45.00  
ATM Cash Withdrawal on BOK ATM NIL  
Balance Enquiry on BOK ATM NIL  
ATM Cash Withdrawal SCT Network NRS 25.00  
Balance Enquiry SCT Networks NRS 3.00  
     
4. BOK Online Payment through Card    
Up to USD 1,000 NRS 500  
> USD 1,000 to USD 3,000 NRS 1,000  
> USD 3,000 NRS 1,500  
     
5. Merchant Charges [POS]    
3 Star and above category Hotels 3.00%  
Prime Departmental Store 3.00%  
Other Hotels and Tour/Trek Operator 3.50%  
Electronics/Jewellery 3.50%  
Others 3.75%