| Effective from Kartik1(October 18, 2011) |
|
| Deposits: Effective from Kartik 1, 2068 (October 18, 2011) |
| Saving Deposits LCY |
% P.A. |
| 1. |
Sajilo Bachat Khata |
3.50 |
| 2. |
General Savings |
3.50 |
| 3. |
Laghu Bachat Khata |
5.00
|
| 4. |
My Choice Women's Savings |
5.00 |
| 5. |
Nava Kopila Bachat Khata |
5.50 |
| 6. |
Gramin Mahila Bachat Khata |
5.50 |
| 7. |
BOK Pokhara Bachat Khata |
5.00 |
| 8. |
BOK Premium Saving Scheme |
4.00 |
| 9. |
BOK Kissan Banking Sewa |
5.50 |
| 10. |
Baidesik Rojgar Khata |
5.50 |
| 11. |
BOK Chetanshil Yuwa Bachat Yojana |
5.50 |
| 12. |
BOK Shramik Bachat Khata |
5.00 |
|
| Fixed Deposits : Effective from Poush 17, 2068 (January1, 2012) |
| 1. |
Fixed Interest Rate |
| |
|
% P.A. |
| A. |
General |
|
| |
1 Month |
6.00 |
| |
3 Months |
7.00 |
| |
6 Months |
8.00 |
| |
1 Year |
9.00 |
| |
1 Year and above below 2 years |
9.00 |
| |
2 Years and above below 3 Years |
9.50 |
| |
3 Years and above |
10.00 |
| B. |
PRIME CUSTOMERS |
| |
1 Year and above |
10.00 |
| C. |
Laghu Muddati Khata |
| |
1 Month |
6.5% |
| |
3 Months |
7 % |
| |
6 Months |
7.5 % |
| |
9 Months |
8% |
| |
1 year |
9% |
| D. |
BOK Premium Fixed Deposit |
| |
1 Year |
9.25% |
| E. |
BOK Muddati Plus |
| |
2 Years to 5 Years |
9.5 % |
| 2. |
Floating Interest Rate |
| |
Recurring Deposits (2-10 Years) |
7.50 |
| |
BOK Kissan Banking Sewa (Recurring Deposit) (1-10 Years) |
9.00 |
| |
BOK Chetanshil Yuwa Bachat Yojana (Recurring Deposit) (1-5 Years) |
9.00 |
|
| Loans and Advances: Effective from Kartik 1, 2068 (October 18, 2011) |
| |
% P.A. |
% P.A. |
| |
Prime |
Others |
| Loan against First Class Bank Guarantee |
12.00 |
13.00 |
| Loan against Deposits of BOK |
12.00 |
15.00 |
| Loan against Fixed Deposits of other Prime Financial Institutions |
13.00 |
15.00 |
| Loan against Foreign Currency Deposits |
12.00 |
13.00 |
| Export Finance - Nepalese Currency |
12.00 |
14.00 |
| Export Finance - Foreign Currency |
8.50 |
9.50 |
| USD Loan |
6.00 |
7.00 |
| Other Loan |
14.00 |
16.00 |
| Deprived Sector Loan |
| Institutional |
11.00 |
16.00 |
| Individuals |
|
16.00 |
| Loan against Govt. Bonds |
12.00 |
13.00 |
| Overdraft |
14.00 |
16.00 |
| Working Capital Loan |
14.00 |
15.00 |
| Trust Receipt/Importer's Loan |
13.50 |
14.00 |
| Consumer Loans |
| Housing Loan |
14.00 |
16.00 |
| Education Loan |
15.00 |
16.00 |
| Hire Purchase (Private Vehicles) |
14.00 |
16.00 |
| Hire Purchase (Commercial) |
15.00 |
16.00 |
| Personal Loan |
15.00 |
16.00 |
| Individual Entrepeneur Loan |
15.00 |
16.00 |
| Term Loan |
15.00 |
16.00 |
| Property Finance Loan |
15.00 |
16.00 |
| BOK Kissan Banking Sewa (Loan) |
|
16.00 |
| Import Bills (Unarranged) |
As per Note 6 |
As per Note 6 |
| Uncollected Accounts |
| Customer's with OD Facility |
As per Note 7 |
As per Note 7 |
| Customer's without OD Facility |
As per Note 8 |
As per Note 8 |
| Overdue Loans |
As per Note 9 |
As per Note 9 |
|
| Notes : |
| 1. |
Term and Conditions (including Minimum Balance) for various Savings Deposits and Fixed Deposits will be as per the prevailing Bank Rule. |
| 2. | Customers with Fixed Deposit of NPR 10 Mio. and above will be treated as Prime Customers. |
| 3. | Interest Rates on Foreign Currency Deposits will be provided based on International Market. |
| 4. | Ladder Savings has been incorporated within General Savings Account |
| 5. | Interest rates on Loans and Advances are indicative only. |
| 6. | Trust Receipt Loan Interest Rate plus 3% p.a (Penal Interest Rate) |
| 7. | Overdraft Interest Rate plus 3% p.a. (Penal Interest Rate) |
| 8. | 16% p.a. plus 3% p.a. (Penal Interest Rate) |
| 9. | Applicable Loan Interest Rate plus 3% p.a. (Penal Interest Rate) |
|
