Rates of Interest

Effective from Shrawan 9, 2067 (July 25, 2010)
Deposits: Effective from Shrawan 9, 2067 (July 25, 2010)
Saving Deposits LCY % P.A.
1. Sajilo Bachat Khata 2.00
2. General Savings 2.25
3. Ladder Saving
  50,000 - 0.5 mio. 3.00
  Above 0.5 mio. Upto 1 mio. 3.25
  Above 1.0 mio. Upto 2 mio. 3.50
  Above 2.0 mio. Upto 5 mio. 6.50
  Above 5 mio. 7.00
4. Laghu Bachat Khata
  1,000 - 200,000 8.00
  Above 200,000 Upto 500,000 3.25
  Above 500,000 2.25
5. My Choice Women's Savings 7.75
6. Nava Kopila Bachat Khata 8.50
7. Gramin Mahila Bachat Khata 8.50
8. BOK Pokhara Bachat Khata 7.50
9. BOK Premium Saving Scheme 7.00
Fixed Deposits : Effective from Shrawan 9, 2067 (July 25, 2010)
1. Fixed Interest Rate
    % P.A.
A. General  
  1 Month 5.00
  3 Months 6.00
  6 Months 7.00
  1 Year 9.00
  1 Year and above below 2 years 9.25
  2 Years and above below 3 Years 9.50
  3 Years and above 9.75
B. PRIME CUSTOMERS
  1 Year and above 11.50
C. Laghu Muddati Khata
  1 Year 10.00
D. BOK Premium Fixed Deposit
  1 Year 11.00
2. Floating Interest Rate
  Recurring Deposits (2-10 Years) 3.50
Loans and Advances: Effective from Jestha 26, 2067 (June 9, 2010)
  % P.A. % P.A.
  Prime Others
Loan against First Class Bank Guarantee 12.00 13.00
Loan against Deposits of BOK 12.00 15.00
Loan against Fixed Deposits of other Prime Financial Institutions 13.00 15.00
Loan against Foreign Currency Deposits 12.00 13.00
Export Finance - Nepalese Currency 12.00 14.00
Export Finance - Foreign Currency 8.50 9.50
Export Loan in USD 6.00 7.00
Other Loan 14.00 16.00
Deprived Sector Loan
Institutional 10.00 14.00
Individuals   15.00
Loan against Govt. Bonds 12.00 13.00
Overdraft 13.00 16.00
Working Capital Loan 13.00 15.00
Trust Receipt/Importer's Loan 12.00 13.00
Consumer Loans
Housing Loan  14.00 16.00
Education Loan 14.00 16.00
Hire Purchase (Private Vehicles) 13.00 15.00
Hire Purchase (Commercial) 14.00 16.00
Festivity Loan 14.00 16.00
Individual Entrepeneur Loan 14.00 15.00
Term Loan 13.00 15.00
Property Finance Loan 15.00 16.00
Notes :
1. Conditions apply for Ladder Deposit.
2. Conditions apply for BOK Laghu Bachat.
3. Conditions apply for My Choice Savings.
4. Conditions apply for Nava Kopila Bachat.
5. Conditions apply for Gramin Mahila Bachat Khata.
6. Conditions apply for BOK Pokhara Bachat Khata.
7. Conditions apply for BOK Premium Saving Scheme.
8. Customers with Fixed Deposit of NPR 20 Mio. and above will be treated as Prime Customers.
9. Conditions apply for BOK Laghu Muddati.
10. Conditions apply for BOK Premium Fixed Deposit.
11. Conditions apply for Recurring Deposits.
12. Interest Rates on Foreign Currency Deposits will be provided based on International Market.