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Rates of Interest
Effective from Falgun 20, 2066 (March 4, 2010) |
|
| Deposits: |
| Saving Deposits LCY |
% P.A. |
| 1. |
Sajilo Bachat Khata (On Monthly Minimum balance) |
2.00 |
| 2. |
General Savings (On Daily balance) |
2.25 |
| 3. |
Ladder Deposit (On Daily balance) |
| |
50,000 - 0.5 mio. |
3.00
|
| |
Above 0.5 mio. Upto 1 mio. |
3.25 |
| |
Above 1.0 mio. Upto 2 mio. |
3.50 |
| |
Above 2.0 mio. Upto 5 mio. |
3.75 |
| |
Above 5 mio. |
4.25 |
| 4. |
BOK Laghu Bachat |
| |
1,000 - 200,000 |
7.00
|
| |
Above 200,000 Upto 500,000 |
3.25 |
| |
Above 500,000 |
2.25 |
| 5. |
My Choice Savings |
A. |
Silver |
|
| |
10,000 - 25,000 |
4.00 |
| |
Above 25,000 Upto 50,000 |
4.50 |
| |
Above 50,000 |
5.00 |
B. |
Gold |
|
| |
50,000 - 75,000 |
5.00 |
| |
Above 75,000 Upto 100,000 |
5.50 |
| |
Above 100,000 |
6.00 |
C. |
Platinum |
|
| |
100,000 - 500,000 |
6.00 |
| |
Above 500,000 Upto 1,000,000 |
6.50 |
| |
Above 1,000,000 |
7.00 |
|
| Fixed Deposits : |
| 1. |
Fixed Interest Rate |
| |
|
% P.A.
|
A. |
General |
|
| |
7 Days |
3.00 |
| |
14 Days |
3.50 |
| |
1 Month |
4.00 |
| |
3 Months |
4.50 |
| |
6 Months |
6.00 |
| |
1 Year |
8.50 |
| |
1 Year and above below 2 years |
8.65 |
| |
2 Years and above below 3 Years |
8.75 |
| |
3 Years and above |
9.00 |
B. |
PRIME CUSTOMERS |
|
1 Year and above |
13.00 |
C. |
BOK Laghu Muddati |
| |
1 Year |
9.50 |
| 2. |
Floating Interest Rate |
| |
Recurring Deposits (2-10 Years) |
3.50 |
|
| |
| Loans and Advances: |
| |
% P.A. |
% P.A. |
| |
Prime |
Others |
| Loan against First Class Bank Guarantee |
11.00 |
12.00 |
| Loan against Deposits of BOK |
12.00 |
13.00 |
| Loan against Fixed Deposits of other Prime Financial Institutions |
12.50 |
13.50 |
| Loan against Foreign Currency Deposits |
12.00 |
13.00 |
| Export Finance - Nepalese Currency |
12.00 |
14.00 |
| Export Finance - Foreign Currency |
8.50 |
9.50 |
| Export Loan in USD |
6.00 |
|
| Other Loan |
14.00 |
15.00 |
Deprived Sector Loan |
| Institutional |
10.00 |
14.00 |
| Individuals |
|
15.00 |
| Loan against Govt. Bonds |
12.00 |
13.00 |
| Overdraft |
| Corporate/Multinational |
12.00 |
13.00 |
| Industry |
12.50 |
13.50 |
| Trading |
13.00 |
14.00 |
| Others |
14.00 |
15.00 |
| Working Capital Loan |
| Corporate/Multinational |
12.00 |
13.00 |
| Industry |
12.50 |
13.50 |
| Trading |
13.00 |
14.00 |
| Others |
14.00 |
15.00 |
| Trust Receipt/Importer's Loan |
| Corporate/Multinational |
11.00 |
13.00 |
| Industry |
12.00 |
13.00 |
| Trading |
12.00 |
13.00 |
| Consumer Loans |
| Housing Loan |
13.00 |
15.00 |
| Education Loan |
14.00 |
15.00 |
| Hire Purchase (Private Vehicles) |
11.50 |
13.00 |
| Hire Purchase (Commercial) |
13.00 |
15.00 |
| Festivity Loan |
13.00 |
14.00 |
| Individual Entrepeneur Loan |
13.00 |
14.00 |
| Term Loan |
| Corporate/Multinational . |
13.00 |
14.00 |
| Industry |
13.50 |
14.50 |
| Others |
14.00 |
15.00 |
|
Notes : |
| 1. |
Conditions apply for Ladder Deposit. |
| 2. |
Conditions apply for BOK Laghu Bachat. |
| 3. |
Conditions apply for My Choice Savings. |
| 4. |
Customers with Fixed Deposit of NPR 20 Mio. and above will be treated as Prime Customers. |
| 5. |
Conditions apply for BOK Laghu Muddati. |
| 6. |
Conditions apply for Recurring Deposits. |
| 7. |
Incase of Loan against Recurring Deposits of BOK, 5.50% p.a. Interest Rate will be charged. |
| 8. |
Interest Rates on Foreign Currency Deposits will be provided based on International Market. |
| 9. |
Interest rates on loans and advances are indicative only. |
|
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