BOK Kissan Banking Sewa

In continuation of "Save for the future" campaign, we introduce "BOK Kissan Banking Sewa" targeting agriculture sector where customers will receive loan on the basis of their savings.

This product is currently available at Jawalakhel and Sakhu branch and will be gradually introduced to other branches.

Deposit
Savings and Recurring Deposit
  • Minimum balance: NPR. 100 in Savings
                                NPR. 100 and in multiples of it for Recurring
  • NPR. 100 cash deposit from bank’s side ( for first 3 months in all branch)
  • Interest: 6% p.a on savings
                   10% p.a on recurring
  • Separate Kissan banking desk
  • Customer Identity card
  • Transaction through mobile banking ( M-PAISA) available
Lending
  • Group based ( Self Help Group) model
  • Group comprising of 5 members
  • Loan on the basis of discipline of savings
  • Interest rate: 16% p.a
  • Loan provided on group’s guarantee without the hassle of any security up to predefined limit
  • Unique group code will be provided to all group