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Base rate as of Jestha 2074 :

S.N. Particulars Percentage
a Cost of fund 6.94%
b Cost of CRR 0.46%
c Cost of SLR 0.22%
d Operating Cost 1.89%
e Return on Assets 0.75%
Base Rate (a + b + c + d + e) 10.25%

 

Interest Rate Spread: 3.28%