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Forex Rates

Currency Code Unit Cash Below Deno 50 Cash (Deno 50 and above) and Non Cash Selling
US Dollar USD 1 119.05 119.65 120.25
Euro EUR 1 140.19 140.9 142.94
British Pound GBP 1 155.54 156.32 158.27
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Visa Credit Card

BOK avails Credit Card facility to professionals and business personnel on the basis of their sources of income. Our credit card is valid   through Nepal, India and Bhutan. Contact your nearest branch for further information

DOMESTIC CREDIT CARD SERVICE FEE DETAILS

Card life cycle 

 

5 YRS

Limit

Cash Limit

10% of total limit

 

 

 

Billing

Billing Date

5th of English calendar

 

Pay Due Date

20th of English calendar

 

 

 

Service Fees

Joining Fee + ISSUANCE FEE

NPR 750 + NPR 750

 

Credit review fee (Annual Fee) /MAINTENACE FEE

NPR 750

 

Replacement Fee

NPR 600

 

Reissuance Fee

NPR 600

 

PIN regeneration Fee

NPR 150

 

Supplementary Card Annual Fee ( for each additional card)

NPR 750

 

Temporary limit enhancement fee

NPR 600

 

 

 

Transactions Fee

Cash withdrawal from ON US  ATM

NPR 150+2% of transaction amount

 

Cash withdrawal from Other Bank's ATM

NPR 250+2% of transaction amount

 

Cash withdrawal from Other Bank's ATM (India)

NPR 250+2% of transaction amount

 

Balance inquiry from ON US  ATM

NIL

 

Balance inquiry from Other Bank's ATM

NPR 50

 

E-com Transaction charge

-

 

 

 

Billing related fees

Late payment fee

NPR 500 ( for 12 month delinquency only)

 

Over Limit Fee (due to fees, interest and charges)

NPR 600 ( for 12 month delinquency only)

 

Minimum Payment

10 % of Total Amount Due   or NPR 1,000.00 whichever is higher. &

100% of Total Amount Due for Payment option – 100% payment

Interest

 

 

 

Interest Rate

24% p.a. on Remaining dues, Compounding Monthly. (Interest  for 12 month delinquency only)

 

 

 

Card block in case of overdue 

 

In 3 delinquency period

Number of unpaid bill cycles to stop calculate interest

 

12 bill cycles

 

 

 

Credit Card Due Payment can be done through following medium:

 

*BOK Click

 

 

*BOK Smart Banking

 

 

*BOK Cash Counter

 

 

*Standing Instruction in account

 

 

*Esewa

 

 

*Connect IPS

 

Transaction Fees

Cash withdrawal limit in Nepal

Max amount of cash withdrawal transaction

10% of the limit or NPR 25,000

Daily limit on cash withdrawal transaction

NPR 100,000 or as per credit card limit

Monthly limit on cash withdrawal transaction

NPR 200,000 or as per credit card limit

POS Limit in Nepal

Max amount of purchase transaction

NPR 100,000 or as per credit card limit

Daily limit on purchase transaction

NPR 200,000 or as per credit card limit

Monthly limit on purchase transaction

NPR 200,000 or as per credit card limit

Cash withdrawal limit in India

Max amount of cash withdrawal transaction

10% of credit card limit or INR 15,000 per withdrawal

Daily limit on cash withdrawal transaction

INR 15,000

Monthly limit on cash withdrawal transaction

INR 100,000 or as per credit card limit

POS Limit in India

Max amount of purchase transaction in India

INR 100,000 per withdrawal or as per credit card limit

Daily limit on purchase Txn India

INR 100,000 or as per credit card limit

Monthly limit on purchase transaction in India

INR 100,000 or as per credit card limit

View Interest Rate

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